Rate Sheet

Effective Dec. 22, 2008

$1,000 to 2,499

$2,500 to $4,999

$5,000 to $9,999

$10,000 to $24,999

10.5%

9.0%

6.5%

5.75%

60 months

120 months

Financing is available to customers who own their own home. Financed products are to be permanently attached to and add value to their residence.

365 days payment deferrals available on approved credit, subject to applicant(s) meeting additional credit criteria.

Rate holds on approved applications are valid for 90 days.

Approvals are valid for 90 days.

TD Canada Trust reserves the right to increase the rates and reduce the term/amortization based on the risk of the customer.

Minimum monthly payment is $25.00. All rates are subject to change without notice.

Home Improvement Exclusive Partner Program

Effective Dec. 22, 2008
The TD Prime Rate is currently 2.5%*
*TD Prime Rate is subject to change without notice

$5,000 to $9,999

$10,000 to $24,999

5.50%

5.00%

120 months

Program Details:

Financing is available to customers who own their own home. Financed products are to be permanently attached to and add value to their residence.

365 days payment deferrals available on approved credit, subject to applicant(s) meeting additional credit criteria.

Rate holds on approved applications are valid for 90 days.

Credit approvals are valid for 90 days.

Minimum monthly payment is $25.00.

All rates are subject to change without notice.